MGARA

Welcome

     In May 2011, the Maine State Legislature passed Public Law Chapter 90 “An Act to Modify Rating Practices for Individual and Small Group Health Plans and to Encourage Value-based Purchasing of Health Care Services” (PL90). Included in the many components of PL90 was the establishment of MGARA as a reinsurance program for the higher risk segment of Maine’s individual health insurance market.  The portion of PL90 establishing  MGARA was codified at 24-A MRS c. 54-A and is referred to herein as the Enabling Act.
      If you are an individual seeking insurance please contact http://www.maine.gov/pfr/insurance/